Small Business Underwriting: Evaluation, Underwriting and Policy
Smaller loans have proven to be riskier—the probability of default increases as the size of the borrower decreases and the repayment term increases. The purpose of this webinar is to provide practical guidance on finding that balance and generating prudent profitability. (Rec. 9/16/21)
Recorded: September 16, 2021
Large corporate borrowers tend to attract many bankers’ attention, but the fact is that many banks find their markets are comprised of smaller, privately held firms. In fact, these smaller firms number well over 20 million and provide 60% of American jobs.
The challenge of lending to smaller borrowers is how to balance the cost of acquiring them—evaluation, underwriting, approving, monitoring—with the lower profitability inherent in these loans. Smaller loans have proven to be riskier—the probability of default increases as the size of the borrower decreases and the repayment term increases.
The purpose of this webinar is to provide practical guidance on finding that balance and generating prudent profitability.
The webinar's agenda includes the following:
- Credit considerations in lending to smaller businesses
- Fitting small business lending into the bank organization
- Establishing standardized credit and operations processes and policies for small business lending (SBL)
- Your registration includes:
- A copy of the presentation materials
- Unlimited video replay
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