Overdraft Program Compliance and Examiner Focus
We will be discussing overdraft programs and remaining in compliance with not only what’s required by the Regulations, but also the expectations outlined in guidance.
In today’s environment overdraft and non-sufficient funds practices are under the microscope. The CFPB has performed research and published countless whitepapers regarding Bank’s overdraft practices in the past year. We will be discussing overdraft programs and remaining in compliance with not only what’s required by the Regulations, but also the expectations outlined in guidance.
We will cover:
- Regulation E – Opt-In/Opt-Out Requirements
- Regulation DD – Periodic Statements and Disclosure Requirements
- Interagency Overdraft Guidance
- New NSF and Re-Presentment Expectations
- H.R. 4277 – Overdraft Protection Act of 2021 Overview
Tools:
- Overdraft Program Sample
- Overdrafts Policy Checklist
- Comprehensive Overdraft Program Review Template
Your registration includes:
- A copy of the presentation materials
- Unlimited video replay
Refund Policy:
If you will have any issues with attending the simulcast, we offer a No Questions Asked Refund Policy any time before the start of a live simulcast.
CBANC Complaint Policy:
The goal of CBANC Education is to provide quality educational content and excellent service to our users. If you have any questions or concerns regarding the quality of our content or service, please contact us at support@cbancnetwork.com.