Loan Structure, Documentation, and Compliance Training: Fall 2022

Attend this proactive seminar and receive a thorough overview of commercial lending requirements from a “loan” structure, documentation, and compliance perspective.

Basic "business" structure will be presented along with loan "structure" and loan "support." Additionally, "commercial" lending issues relative to loan documentation will be reviewed. "Loan pricing" and “monitoring” will also be covered along with a review of current compliance issues.

The seminar will be summarized through a comprehensive case study.

Objectives:

• Review Basic "business" Structure: C Corporations to LLC’s
• Explore the Six (6) Elements of Loan Structure: Loan Purpose, Sources of Repayment, Adequate Amount, Appropriate Term, Adequate Support, Framework for Monitoring
• Summarize the Four (4) Elements of Loan Support: Collateral, Guaranties, Business Loan Agreements, Subordination Agreements
• Highlight “commercial” Loan Documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA Loan Rating, Collateral Rating, and C&I Borrower Rating Matrixes
• Discuss Loan Pricing and Monitoring Issues
• Review current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act, and UCC Article 9
• Analyze comprehensive Loan Structure/Documentation/Compliance Case Study

Audience:

Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers.

Your registration includes:

• A copy of the presentation materials
• Unlimited video replay

Refund Policy:

If you will have any issues with attending the simulcast, we offer a No Questions Asked Refund Policy any time before the start of a live simulcast.

CBANC Complaint Policy:

The goal of CBANC Education is to provide quality educational content and excellent service to our users.  If you have any questions or concerns regarding the quality of our content or service, please contact us at support@cbancnetwork.com.