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HMDA Rules Part 1: The Basics
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HMDA Rules Part 2: Breaking Down the Data
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HMDA Rules Part 3: Auditing Your Data
HMDA Rules 2022: 3-Part Series
Join us as Sterling Compliance hosts a 3-part series on the rules of HMDA, and take back to your FI, a detailed HMDA reference guide that includes procedures, a data collection checklist, and a demographic collection form, among other resources. (Rec. 6/28/2022)
Recorded: June 28-30, 2022
Join us as Sterling Compliance hosts a 3-part series on the rules of HMDA, and take back to your FI, a detailed HMDA reference guide that includes procedures, a data collection checklist, and a demographic collection form, among other resources.
HMDA Rules Part 1: The Basics
We will make sure you understand the basics: covering the when, what, how and why to report HMDA Data.
We will cover:
- Regulatory Purpose and Scope
- Institutional Coverage, including exemptions
- Transactional Coverage, including exemptions
- Reportable Activity
- Reportable Data: Covering what’s required for consumer transactions, commercial transactions, and what’s not required for partially exempt institutions.
- Recording your data on the Loan Application Register
- Annual reporting requirements
- Enforcement
HMDA Rules Part 2: Breaking Down the Data
We will make sure you understand the reporting requirements for each data field reported on the Loan Application Register. We will discuss the reporting requirements for specific individual data points including pain points and nuances for each.
We will cover:
- Formatting
- When to report Not Applicable
- Multiple Purpose Transactions
- Determining what to report in various scenarios
HMDA Rules Part 3: Auditing Your Data
We will provide helpful tips to assist in HMDA Data auditing to ensure data integrity.
We will cover:
- What you need to know for 2022 data filing.
- Determining the appropriate type of data review
- Determining key or high-risk data points
- Source Documents
- Mining for Conflict
- Manual Scrubs
HMDA Reference Guide:
- Data Reporting Breakdown
- Key Fields
- HMDA Procedures
- Data Collection Checklist
- Demographic Collection Form
- HMDA: Multiple Purpose Loans
- Reporting “NA” Reference Guide
- Action Taken Reference Guide
- Determining HMDA Denial Reasons from Adverse Action
- Reporting Business Purpose Transactions
- Reporting Purchased or Repurchased Loans
- HMDA: Common Q&ACFPB HMDA Resources
Your registration includes:
- A copy of the presentation materials
- Unlimited video replay
Refund Policy:
If you will have any issues with attending the simulcast, we offer a No Questions Asked Refund Policy any time before the start of a live simulcast.
CBANC Complaint Policy:
The goal of CBANC Education is to provide quality educational content and excellent service to our users. If you have any questions or concerns regarding the quality of our content or service, please contact us at support@cbancnetwork.com.