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2022 Fair Lending Risk: Turning up the Heat on Enforcement

2022 Fair Lending Risk: Turning up the Heat on Enforcement

This session will evaluate handling of COVID accommodations to your existing customers, PPP applications, turnaround time on mortgage applications, loan servicing and other aspects of lending operations that could be creating disparities that disadvantage minorities.

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Webinar Description

There is intense heat around this subject right now given the new administration in place, new leadership at the CFPB, and regulatory reforms coming for other civil rights legislation like CRA. Fair Lending goes beyond disparity in approval decisions. Examiners will evaluate handling of COVID accommodations to your existing customers, PPP applications, turnaround time on mortgage applications, loan servicing and other aspects of lending operations that could be creating disparities that disadvantage minorities.

This session will help you:

  • Develop a comprehensive internal fair lending risk assessment
  • Evaluate lending activity in light of market demographics
  • Understand the intensified regulatory focus on financial inclusion, fair lending, and racial equity, including the re-emergence and shift in the burden of proof for disparate impact claims
  • Identify potential land mines in your lending policies, operations, and internal controls that can cause significant harm if not recognized and addressed
  • Institute appropriate monitoring and reporting mechanisms to identify any potential prohibited bias and ensure the Board and Management are armed with sufficient and meaningful information to gauge the institution’s overall fair lending risk
  • Demographic data collection for small businesses on the horizon

Tools:

  • Fair Lending Questions and Considerations Reference Tool
  • Fair Lending Risk Assessment Sample
  • Fair Lending Self-Assessment Questionnaire
  • Fair Lending Policy Checklist

 

Your registration includes:

  • A copy of the presentation materials
  • Unlimited video replay

 

Refund Policy:

If you will have any issues with attending the simulcast, we offer a No Questions Asked Refund Policy any time before the start of a live simulcast.

 

CBANC Complaint Policy:

The goal of CBANC Education is to provide quality educational content and excellent service to our users.  If you have any questions or concerns regarding the quality of our content or service, please contact us at support@cbancnetwork.com.

Webinar Description

There is intense heat around this subject right now given the new administration in place, new leadership at the CFPB, and regulatory reforms coming for other civil rights legislation like CRA. Fair Lending goes beyond disparity in approval decisions. Examiners will evaluate handling of COVID accommodations to your existing customers, PPP applications, turnaround time on mortgage applications, loan servicing and other aspects of lending operations that could be creating disparities that disadvantage minorities.

This session will help you:

  • Develop a comprehensive internal fair lending risk assessment
  • Evaluate lending activity in light of market demographics
  • Understand the intensified regulatory focus on financial inclusion, fair lending, and racial equity, including the re-emergence and shift in the burden of proof for disparate impact claims
  • Identify potential land mines in your lending policies, operations, and internal controls that can cause significant harm if not recognized and addressed
  • Institute appropriate monitoring and reporting mechanisms to identify any potential prohibited bias and ensure the Board and Management are armed with sufficient and meaningful information to gauge the institution’s overall fair lending risk
  • Demographic data collection for small businesses on the horizon

Tools:

  • Fair Lending Questions and Considerations Reference Tool
  • Fair Lending Risk Assessment Sample
  • Fair Lending Self-Assessment Questionnaire
  • Fair Lending Policy Checklist

 

Your registration includes:

  • A copy of the presentation materials
  • Unlimited video replay

 

Refund Policy:

If you will have any issues with attending the simulcast, we offer a No Questions Asked Refund Policy any time before the start of a live simulcast.

 

CBANC Complaint Policy:

The goal of CBANC Education is to provide quality educational content and excellent service to our users.  If you have any questions or concerns regarding the quality of our content or service, please contact us at support@cbancnetwork.com.